About Richard

Richard is a graduate of Binghamton University with a MBA in Accounting and Management Information Systems. Before joining Cliffco Mortgage Bankers Richard worked in Public Accounting for two years.

In 2020 I started my career with the Cliffco Team, and I make every effort to help all of our clients reach their long & short-term financial goals. Whether you are a first time homebuyer or  an investor in commercial property I always keep the borrower’s best interests in mind. Currently I’m specializing in residential and commercial mortgages, HELOCS, reverse mortgages, and refinances. I am capable of molding a custom fitting mortgage solution to meet your financial goals. Currently licensed in New York, New Jersey, Connecticut, Pennsylvania, Texas, Florida, North Carolina, and Georgia.